Housing and infrastructure, which are strategic to the new government?s political and economic agenda, will be the key growth drivers for loan growth over the next few years. A report by Deutsche Bank says loans from the banking system would grow at a CAGR of 19% over FY14-20 and, by 2020, India?s credit-to-GDP ratio would rise to 73% from 55% currently. However, the share of financial savings in total savings needs to rise fast.Click here for graph
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