basis of your good driving record.
Maintain Good Credit: A good credit record will endear you to insurance companies because people with good credit ratings are believed to file fewer claims.
Buy Insurance Online: The online insurance market is gaining everyday because buyers end up saving on agent commissions. Moreover, the online platform allows car owners to shop around extensively before zeroing in on a policy that gives them adequate coverage and suits their budgets.
Be Careful with Other Drivers: If you hire a driver or allow somebody else to drive your car, ensure that they drive safely. A traffic violation or accident while somebody else was behind the wheel would result in higher insurance premiums for you.
Pay in Full: Avoid making monthly premium payments as these come with a monthly payment charge. If possible, pay at one go to avail of the cheapest rates.
—The author is the CEO of MyInsuranceClub.com