time of his death. He has also not disclosed whether the mother of the deceased was alive at the time of his death.
"In case there is no class-I heir, only then class-II heir is entitled to claim the insurance cover amount. For this reason also, the complaint is not maintainable. Therefore, we hold that there was/ is no deficiency in service on the part of the opposite party (Bank)," the forum said.
Jain had earlier also approached the district forum which dismissed his plea in September 2012 on the ground of delay.
Thereafter, he had moved the State Commission which asked him to file a fresh complaint before the district forum along with an application for condonation of delay.