our presence in rural areas would be much more than the threshold limit of 25 per cent." "Our focus has always been the common man, starting with the clinical services to remittance to banking now," he said. UAE Exchange has about 700 branches across the world, nearly half of which are in India. "India is one of the largest recipients of the money transmitted through our network. Last year, we remitted USD seven billion (Rs 35,000 crore), which is almost 10 per cent of the usd 65 billion global remittance that India received last year. India accounts for almost 60 per cent of our global business that we handle," Shetty said.